No hidden spread, no surprise charges. Here is every fee B28 can charge, in plain numbers. Anything not listed below, we do not charge.
Holding and receiving
Free. Holding any of your assets costs nothing, and receiving into your B28 wallet is always free. Because B28 is non-custodial, there is no account fee to pay either.
Sending
Free from B28. We add no fee when you send. You pay only the network's own fee, which goes to the blockchain itself and not to us. That network fee varies by chain and by how busy it is, and it is shown to you before you confirm. See which chains you can send across on Supported networks.
Convert and swap
Converting one asset into another in-app carries a 0.85% B28 fee, reduced to 0.50% on the Ultra plan. Conversions use the mid-market rate with no hidden FX spread, so the only B28 cost is that one percentage, shown before you tap confirm. In-app convert is rolling out, with a live-rate preview available today.
Buying crypto with a card
Buying crypto with a debit or credit card goes through an on-ramp partner. Their fee, not ours, is shown in full before you confirm the purchase. You always see the exact amount you will receive before you commit.
The card
The B28 Visa card is coming, not live yet. Its spending fees will be published in full when the card launches, before anyone can use it. We will not ask you to spend on a card whose costs you have not seen.
At a glance
- Hold: free
- Receive: free
- Send: free from B28 (you pay only the network's own fee)
- Convert / swap: 0.85%, or 0.50% on Ultra (rolling out)
- Buy with card: on-ramp partner's fee, shown before you confirm
- FX spread: none, conversions use the mid-market rate
- Card spending: published when the card launches
Crypto is volatile and uninsured, and B28 is not a bank. To start with free holding and sending today, get the app, or read how your keys stay yours on self-custody.